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	<title>eRapid Finance Report &#187; Mallory Megan</title>
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	<description>Rapid Information on Finance Issues</description>
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		<title>Tips On Recovering From Declaring Bankruptcy</title>
		<link>http://www.erapidloan.com/b/1773/tips-on-recovering-from-declaring-bankruptcy/</link>
		<comments>http://www.erapidloan.com/b/1773/tips-on-recovering-from-declaring-bankruptcy/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 08:15:07 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[bad debt collecting]]></category>
		<category><![CDATA[bill collector]]></category>
		<category><![CDATA[business collection]]></category>
		<category><![CDATA[business debt recovery]]></category>
		<category><![CDATA[clear debts]]></category>
		<category><![CDATA[collect business debt]]></category>
		<category><![CDATA[collection agency letters]]></category>
		<category><![CDATA[commercial collections]]></category>
		<category><![CDATA[credit collections]]></category>
		<category><![CDATA[debt negotiation]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[ny collection company]]></category>
		<category><![CDATA[rapid recovery solution]]></category>

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		<description><![CDATA[As the recession gets worse, more and more Americans are falling into debt, and more of us are declaring bankruptcy every day. Bankruptcy can be seen as a fresh start, absolving you of much of your debt and payments, but it will also destroy your credit report, remaining there for ten years, and diminishing it by several hundred points. In most cases, bankruptcy should be seen as a last resort because of how important it is to maintain a healthy credit score. If you are forced to file for bankruptcy, there are certain measures you should take to ensure that you can get on the road to financial recovery as quickly as possible.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Legal And Illegal Tactics A Debt Collector Will Use: Debt Collection Basics Part Three</title>
		<link>http://www.erapidloan.com/b/1770/legal-and-illegal-tactics-a-debt-collector-will-use-debt-collection-basics-part-three/</link>
		<comments>http://www.erapidloan.com/b/1770/legal-and-illegal-tactics-a-debt-collector-will-use-debt-collection-basics-part-three/#comments</comments>
		<pubDate>Sat, 07 Aug 2010 07:17:44 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection letters]]></category>
		<category><![CDATA[collectors]]></category>
		<category><![CDATA[commercial collectrion]]></category>
		<category><![CDATA[credit card debt collection]]></category>
		<category><![CDATA[credit recovery agency]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[debt recovery quote]]></category>
		<category><![CDATA[debt recovery solution]]></category>
		<category><![CDATA[how to collect a debt]]></category>
		<category><![CDATA[new york debt collection]]></category>
		<category><![CDATA[spanish collection company]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1770/legal-and-illegal-tactics-a-debt-collector-will-use-debt-collection-basics-part-three/</guid>
		<description><![CDATA[In the first two articles I described what a collections account was, how sending delinquent accounts out to an agency benefits a creditor, and the practice of selling an old debt to a third party collection agency.]]></description>
		<wfw:commentRss>http://www.erapidloan.com/b/1770/legal-and-illegal-tactics-a-debt-collector-will-use-debt-collection-basics-part-three/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Rich Quick Or Get Rich Scam &#8211; Freebie Trading</title>
		<link>http://www.erapidloan.com/b/1732/get-rich-quick-or-get-rich-scam-freebie-trading/</link>
		<comments>http://www.erapidloan.com/b/1732/get-rich-quick-or-get-rich-scam-freebie-trading/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 08:00:51 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bad debt collection agencies]]></category>
		<category><![CDATA[business debt collection agency]]></category>
		<category><![CDATA[collection agency fees]]></category>
		<category><![CDATA[Collection agency quotes]]></category>
		<category><![CDATA[commercial debt collections]]></category>
		<category><![CDATA[Debt collection quotes]]></category>
		<category><![CDATA[international collection agency]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[scams]]></category>
		<category><![CDATA[Wealth Building]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1732/get-rich-quick-or-get-rich-scam-freebie-trading/</guid>
		<description><![CDATA[Freebie trading, a controversial moneymaking ploy utilizes online forums, You Tube videos, personal websites and various other marketing techniques to drive traffic to web sites that advertise a variety products and trial offer in exchange for a fee. Freebie trading differs from other kinds of affiliate marketing because it includes people who make an agreement to purchase products from these sites on one another's behalf, for a cut of the commission that results in exchange.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Crack Down On Superbowl Expenses</title>
		<link>http://www.erapidloan.com/b/1731/crack-down-on-superbowl-expenses/</link>
		<comments>http://www.erapidloan.com/b/1731/crack-down-on-superbowl-expenses/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 07:21:17 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad collection]]></category>
		<category><![CDATA[clear debts]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[credit collection]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[debt problem]]></category>
		<category><![CDATA[debt recover]]></category>
		<category><![CDATA[debt recovery]]></category>
		<category><![CDATA[debt solutions]]></category>
		<category><![CDATA[loan collection]]></category>
		<category><![CDATA[loan collections]]></category>
		<category><![CDATA[repair credit]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1731/crack-down-on-superbowl-expenses/</guid>
		<description><![CDATA[Even though the economy is suffering, and many of you are in debt, there is no reason that you cannot throw a really great Super Bowl Party.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Conduct Your Job Interview To Find The Perfect New Hire</title>
		<link>http://www.erapidloan.com/b/1680/how-to-conduct-your-job-interview-to-find-the-perfect-new-hire/</link>
		<comments>http://www.erapidloan.com/b/1680/how-to-conduct-your-job-interview-to-find-the-perfect-new-hire/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 08:24:48 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[business collection agencies]]></category>
		<category><![CDATA[commercial debt collection agency]]></category>
		<category><![CDATA[financial collection agency]]></category>
		<category><![CDATA[financial debt recovery]]></category>
		<category><![CDATA[how to collect debt]]></category>
		<category><![CDATA[international debt collection]]></category>
		<category><![CDATA[judgment recovery]]></category>
		<category><![CDATA[long island collection agency service]]></category>
		<category><![CDATA[new york debt collection agency]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1680/how-to-conduct-your-job-interview-to-find-the-perfect-new-hire/</guid>
		<description><![CDATA[In the middle of an American economic crisis, and every other industry seems to be cutting back, one seems to be growing rapidly: the debt collection! You heard right! According to one recent study that was conducted as of late, more than fifty five percent of the collection agencies questioned plan to add to the amount of staff that they already employ this fiscal year.]]></description>
		<wfw:commentRss>http://www.erapidloan.com/b/1680/how-to-conduct-your-job-interview-to-find-the-perfect-new-hire/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Essentials Of Debt Collection Part Three</title>
		<link>http://www.erapidloan.com/b/1678/the-essentials-of-debt-collection-part-three/</link>
		<comments>http://www.erapidloan.com/b/1678/the-essentials-of-debt-collection-part-three/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 08:09:34 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[collection agency credit report]]></category>
		<category><![CDATA[commercial debt collectors]]></category>
		<category><![CDATA[consumer debt collection agency]]></category>
		<category><![CDATA[list of debt collection agencies]]></category>
		<category><![CDATA[long island debt collection services]]></category>
		<category><![CDATA[new york collection agencies]]></category>
		<category><![CDATA[professional debt collection]]></category>
		<category><![CDATA[rapid recovery solution]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1678/the-essentials-of-debt-collection-part-three/</guid>
		<description><![CDATA[In parts one and two in this set of articles on the very basics of debt collection, I spoke about the differences between an in house collector and a third party collection agent. I let you know about the different types of ways that debt collectors will locate the debtors, and described a number of statements that the debt collector must say before they can proceed in their attempt to collect debt from you.]]></description>
		<wfw:commentRss>http://www.erapidloan.com/b/1678/the-essentials-of-debt-collection-part-three/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosures On The Rise</title>
		<link>http://www.erapidloan.com/b/1676/foreclosures-on-the-rise/</link>
		<comments>http://www.erapidloan.com/b/1676/foreclosures-on-the-rise/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 07:33:13 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad debt collection solution]]></category>
		<category><![CDATA[collection agency]]></category>
		<category><![CDATA[collection companies]]></category>
		<category><![CDATA[collection company]]></category>
		<category><![CDATA[commercial debt collection agency]]></category>
		<category><![CDATA[commercial debt collections]]></category>
		<category><![CDATA[commercial debt recovery]]></category>
		<category><![CDATA[credit collection agencies]]></category>
		<category><![CDATA[credit collection agency]]></category>
		<category><![CDATA[debt collection company]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1676/foreclosures-on-the-rise/</guid>
		<description><![CDATA[Recent research by RealtyTrac Year-End 2009 Foreclosure Market Report shows us that 3,957,643 foreclosure filings have been reported on 2,824,674 U.S. properties in the year of 2009. This also includes foreclosure auctions that were scheduled, default notices and bank repossessions.]]></description>
		<wfw:commentRss>http://www.erapidloan.com/b/1676/foreclosures-on-the-rise/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Student Loan Consolidation Might Be Your Best Bet For Financial Stability</title>
		<link>http://www.erapidloan.com/b/1674/a-student-loan-consolidation-might-be-your-best-bet-for-financial-stability/</link>
		<comments>http://www.erapidloan.com/b/1674/a-student-loan-consolidation-might-be-your-best-bet-for-financial-stability/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 08:15:54 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[collection quotes]]></category>
		<category><![CDATA[commercial debt collection agencies]]></category>
		<category><![CDATA[credit collectors]]></category>
		<category><![CDATA[debt collection lawyers]]></category>
		<category><![CDATA[debt collection service]]></category>
		<category><![CDATA[debt collections agenccy]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt negotitations]]></category>
		<category><![CDATA[long island collection services]]></category>
		<category><![CDATA[new york collection company]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1674/a-student-loan-consolidation-might-be-your-best-bet-for-financial-stability/</guid>
		<description><![CDATA[These days, money is tight for anyone trying to make ends meet, even young people. As the job market tightens with more and more people losing employment, competition for jobs becomes more fierce and a college education may now be necessary. While you were in school, loans paid your way through college, but since you have graduated the unthinkable has happened, and these debts have come out to haunt you, maybe even before you are able to secure your first job. A whole slew of debt collectors may be contacting you, and now, you are a frenzied mess searching for anyone who can help you with a student loan consolidation.]]></description>
		<wfw:commentRss>http://www.erapidloan.com/b/1674/a-student-loan-consolidation-might-be-your-best-bet-for-financial-stability/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Every Debt Collection Agency Should Know About The CARD Act</title>
		<link>http://www.erapidloan.com/b/1673/what-every-debt-collection-agency-should-know-about-the-card-act/</link>
		<comments>http://www.erapidloan.com/b/1673/what-every-debt-collection-agency-should-know-about-the-card-act/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 08:07:54 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[account receivable collection]]></category>
		<category><![CDATA[accounts receivable collection agency]]></category>
		<category><![CDATA[Accounts Receivable management]]></category>
		<category><![CDATA[bad credit loan]]></category>
		<category><![CDATA[bad debt collection agency]]></category>
		<category><![CDATA[best ny collection attorneys]]></category>
		<category><![CDATA[bounced check]]></category>
		<category><![CDATA[collection agency software]]></category>
		<category><![CDATA[new york debt collectors]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1673/what-every-debt-collection-agency-should-know-about-the-card-act/</guid>
		<description><![CDATA[On February 22nd, 2010, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act took effect. The CARD Act had one major purpose: to attempt to harness in credit card practices and set limits to the fees that credit card companies charge consumers. It was designed with credit card holders in mind, limiting the amount of credit made available to them in this recession "for their own good."]]></description>
		<wfw:commentRss>http://www.erapidloan.com/b/1673/what-every-debt-collection-agency-should-know-about-the-card-act/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Long Will A Negative Mark Stay On Your Credit Score? Part One</title>
		<link>http://www.erapidloan.com/b/1662/how-long-will-a-negative-mark-stay-on-your-credit-score-part-one/</link>
		<comments>http://www.erapidloan.com/b/1662/how-long-will-a-negative-mark-stay-on-your-credit-score-part-one/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 07:55:59 +0000</pubDate>
		<dc:creator>Mallory Megan</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[collection letters]]></category>
		<category><![CDATA[collection services]]></category>
		<category><![CDATA[collections credit]]></category>
		<category><![CDATA[collectors]]></category>
		<category><![CDATA[commercial collection]]></category>
		<category><![CDATA[credit card debt collection]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[debt recovery quote]]></category>
		<category><![CDATA[debt recovery solution]]></category>
		<category><![CDATA[how to collect a debt]]></category>
		<category><![CDATA[new york debt collection]]></category>
		<category><![CDATA[spanish collection company]]></category>

		<guid isPermaLink="false">http://www.erapidloan.com/b/1662/how-long-will-a-negative-mark-stay-on-your-credit-score-part-one/</guid>
		<description><![CDATA[Your credit score. It could be a dream come true or your worst nightmare. But most of the time it is sort of like that rude mother in law coming to pay you a visit at your house. You are aware that she is coming to stay, and you are not looking forward to it, but you are too nervous to ask or even consider how long she might be paying you that visit. OK, so that analogy wasn't that great. But anyway, read on to see just how long negative marks will stay on your credit history.]]></description>
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